Get paid faster. Collect from anyone, anywhere, and receive funds in your Bank, Paybill, or Till up to 5x quicker. Instant WhatsApp alerts, seamless website integration, and automated billing mean you stop chasing payments and start growing.
Getting paid shouldn't be complicated. JoviPay makes it effortless — collect from customers instantly with complete transparency. Simple payments that keep your business moving.
Trusted by companies and teams around Kenya
Fee management
POS & online
Fast settlements
API-first design
End-to-end encryption — securing your payments is our utmost priority. Our advanced encryption technology ensures:
Encryption begins the moment you hit 'pay' and remains until your recipient receives it.
Only you and the intended recipient have the decryption keys.
No interceptions, no breaches, no unauthorized access — ever.
Military-grade encryption wraps every transaction from initiation to settlement.
An extra layer of identity verification keeps unauthorized access impossible.
AI-powered monitoring flags and blocks suspicious activity before it affects you.
Fully compliant with Central Bank of Kenya regulations and PCI-DSS standards.
From online stores to physical shops, websites, or developer APIs — JoviPay empowers you with world-class, user-friendly payment automation solutions tailored to your needs. Simplify payments and elevate your business.
Get your collected payments delivered to your Bank, Paybill, or Till up to 5 times faster than traditional methods.
Receive real-time notifications directly on WhatsApp whenever a payment is made, keeping you instantly informed — no app refresh needed.
Eliminate manual tracking with automatic reconciliation for your Till, Paybill, and Bank accounts, saving time and reducing errors.
Secure and easy-to-integrate APIs that connect seamlessly with your existing systems for custom payment automation at any scale.
Get your payment collection system up and running in minutes instead of months with our streamlined onboarding process.
Accept payments from anywhere — online stores, physical shops, websites, or mobile platforms — all in one unified system.
Allocate, track and reconcile student fees with automated reporting. Full visibility from collection to clearance for every student.
Live dashboards give you instant insight into income, outgoings, savings rate, and transaction trends across all channels.
Drop-in payment plugins for your WooCommerce store — accept M-Pesa and card payments instantly with zero custom code.
Ditch the tedious manual tasks and embrace tools that integrate effortlessly into your systems, streamlining your workflow for a hassle-free, stress-free experience.
Your live dashboard gives a complete financial picture — incoming, outgoing, pending, and settled — updated the moment a transaction occurs.
Instant WhatsApp alerts land in your phone the moment a payment clears. No polling, no delays, no surprises — just instant awareness every time.
Three simple steps to smarter, faster payments.
Sign up with your business or school details. Verification takes under 2 minutes. No paperwork, no branch visits.
Link your Paybill, Till, Bank, or website. JoviPay unifies all collection points into one dashboard instantly.
Start collecting immediately. Every payment is tracked, reconciled, and reported automatically — no manual work required.
With secure and easy-to-integrate APIs, JoviPay allows businesses to connect their existing systems, enabling them to manage payments directly from their applications. The APIs offer high security and flexibility, making it easier to automate payment workflows across platforms.
Fee collection, allocation & reconciliation automated end-to-end.
Till reconciliation and instant M-Pesa settlement.
Table-side payments with instant WhatsApp receipt to owner.
Online & in-store payments unified into one report.
WooCommerce plugin and website embed to accept payments 24/7.
Build custom payment flows with our flexible, documented API.
Collect contributions, chamas, and community levies digitally.
Patient billing, co-pay collection, and insurance reconciliation.
Perfect for Online Hustles, Restaurants, Bars, Retailers, Supermarkets, Developers, Boutiques, Saccos, Schools, and Communities across Kenya.